Add all the ingredients into an instant pot/pressure cooker. You can also use a large pot on the stovetop, or a slow cooker, just know cooking times will vary.
Cook on high for 5 minutes. On the stove top, cook on medium/high heat for 10 minutes, on a slow cooker, add everything in the morning, and set to low, dinner will be ready when you get home.
Serve and top with tortilla strips, avocado, cheddar cheese, sour cream cilantro, and whatever toppings you enjoy.